An Email to a Client About Buying and Selling in Our Slow Market

My clients, who want to buy and sell a new home, asked me if it were better to act now or wait until spring.  Ultimately, as I'm not omniscient, there is no 'right' answer to give. But this is how I view it - a 'bird in the hand' approach.   This email was a couple of weeks ago.  My clients, in the

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Oregon Property Taxes

Green and Yellow - Tax a Fellow   It’s Oregon Property Tax Time and… I’m conjuring up mental images… your bill is either green or… wait, it’s coming to me…  yellow!  You may not have realized there were two colors (since you only see one tax bill at a time) and that these colors have significance. 

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What's the Minimum Amount I Need to Buy A House?

We’re going to discuss the costs a homebuyer faces and what options exist to bring in the minimum amount of money when you buy a house.  I’m going to talk about the down payment, inspections, earnest money, and closing costs.  A couple of the items are pretty straightforward but a couple of others a

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What is DTI & Why do I Care?

The first step in buying a house is to get pre-qualified for a mortgage.  Without this, the process won't go far - few agents will work with you until you've been pre-qualified and few sellers will accept your offers if you’re not pre-qualified.  For your own sake, pre-qualification also lets you k

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